Effective Date: 17-02-2026
This Disclaimer applies to the website https://sikhobiz.com/ and all courses, services, training programs, and content provided by Sikhobiz, owned and operated by VK Venture Private Limited.
By accessing this website or enrolling in any course, you agree to this Disclaimer.
1. Educational Purpose Only
All content, courses, training materials, videos, documents, and guidance provided by Sikhobiz are for:
- Educational purposes
- Skill development
- Business awareness
We do not provide financial, legal, tax, or investment advice.
Users are advised to consult qualified professionals before making financial or business decisions.
2. No Government Affiliation
Sikhobiz is a private educational platform.
We are not:
- A bank
- A government authority
- A financial regulator
- A payment network operator
Our training may reference frameworks governed by:
- Reserve Bank of India
- National Payments Corporation of India
However, we are not officially affiliated, endorsed, or certified by these organizations unless explicitly stated.
3. Earnings Disclaimer
Any income examples, earning potential figures, or revenue projections shared in:
- Sales pages
- Course materials
- Webinars
- Advertisements
- Testimonials
Are for illustrative purposes only.
We do NOT guarantee:
- Fixed monthly income
- Business approval
- CSP/BC authorization
- Loan approval commissions
- Insurance commission approval
- Fintech partnership approval
Actual results depend on:
- Individual effort
- Market demand
- Location
- Competition
- Regulatory compliance
- Customer acquisition ability
Your success depends entirely on your own actions and business decisions.
4. Business & Regulatory Responsibility
If you start a:
- BC (Business Correspondent)
- CSP (Customer Service Point)
- Loan advisory
- Insurance distribution
- Fintech service
- Digital marketing agency
You are solely responsible for:
- Obtaining required approvals
- Meeting bank eligibility criteria
- Following RBI guidelines
- Complying with local laws
- Maintaining proper documentation
Sikhobiz does not guarantee approval from any bank or institution.
5. No Professional-Client Relationship
Enrolling in a Sikhobiz course does not create:
- Legal advisor-client relationship
- Financial advisor-client relationship
- Partnership or agency relationship
We provide training only.
6. Testimonials Disclaimer
Testimonials and success stories displayed on our website represent individual experiences.
They do not guarantee that:
- Every student will achieve similar results
- Income levels shown are typical
Results vary significantly.
7. Limitation of Liability
Sikhobiz and VK Venture Private Limited shall not be liable for:
- Business losses
- Financial losses
- Regulatory penalties
- Technical errors
- Third-party service disruptions
- Rejection of BC/CSP applications
- Loan or insurance rejection
Use of our platform is at your own risk.
8. Third-Party Tools & Services
Our courses may involve use of:
- Banking software
- Payment gateways
- APIs
- Marketing platforms
- Hosting providers
We are not responsible for their:
- Policy changes
- Downtime
- Pricing changes
- Service interruptions
9. Updates to Disclaimer
We reserve the right to modify this Disclaimer at any time. Changes will be posted on this page with updated effective date.
10. Contact Information
For questions regarding this Disclaimer: Sikhobiz Owned by VK Venture Private Limited
https://sikhobiz.com/
info@sikhobiz.com